Our Services
-
Comprehensive Policy Review
Insurance policies could be difficult to navigate through if you're not sure what you’re looking for. At a basic level, it outlines the terms and conditions of your insurance agreement and describes what you are covered for and what is excluded from your policy. Your declaration page of the policy provides key details of your coverage including policy periods, limits and your deductible.
Please contact us for a comprehensive review of your policy and coverages.
-
Building Estimate
To have a strong stance in negotiations, you have to understand what you are looking for in the insurance company’s repair estimate. Our group of professionals have spent years perfecting the building estimate and we pride ourselves on having the best eyes in the business. We do not let anything slip through the cracks.
We will go to your property to have either a solo or joint inspection, measure the property room by room, and identify what needs to be repaired from floor to ceiling.
-
Inventory Estimate
Preparing an extensive inventory estimate could be tough. Where do you even begin when you can’t distinguish your belongings from the rubble? Our team has the necessary experience to identify all of your damaged personal or business property, describe it on a list, line item by line item, and price them accordingly.
This leads to the path of least resistance when negotiating with the insurance company and ultimately streamlines the claim and gets you the best settlement offer.
-
Loss of Rent
If you are a landlord, you may be wondering what you should do with your current tenants and how you will be able to recover the rent you are losing out on while they are out of the property during repairs. We will guide you to recover the necessary documentation to submit to the insurance company so that you do not lose out on a penny while the claim is in progress.
-
Business Interruption
If you are a business owner who just suffered a loss, you are losing out on the money you make daily during operation. As public adjusters, we know exactly what information to gather and submit to the insurance company so that you can recover all of your losses until you move into your new space. -
-
Relocation
Depending on the severity of your claim, you may need to move out of your home for an extended period of time. We will work to find you the most comfortable living situation within your policy limits, and in close proximity to your current home so that you may continue to operate on an everyday basis as you did before the loss occurred. -
Typical Insurance Claim Timeline
Please note, all cases and claims are unique so your timeline will change accordingly, below is an example of a typical timeline
The States We’re Licensed In
New Jersey
New York
Florida
Pennsylvania